Louisville, KY and Jacksonville, FL Real Estate - Buyer's Agent Services

Louisville Home Buying

The purchase of your family's home may be the biggest investment that you ever make. Selecting a trusted real estate partner who will guide and assist you through all the steps in making the right buying decision is key. Selecting an agent with a thorough knowledge of the market and recent real estate trends will help ensure that your purchase is not only a great investment but also a home that you will love for years to come.

Purchasing a home involves making many decisions as well as understanding complex real estate contracts and disclosure documents. It’s important to select a real estate partner who will professionally guide you through the process with integrity, passion, and trust.

At Penava Properties, we are committed to meeting your unique home purchasing needs. Our objective is to always deliver unbeatable service with expert knowledge of both the real estate industry and local Louisville, KY and Jacksonville, FL area market conditions.

Our Home Buying Objectives


The Right Home at the Right Price

Finding your next home starts with a thorough understanding of your family's preferred home location, amenities and budget. After our initial home buyer consultation, we set up an automated MLS search with criteria that suit your wants and needs. It's a fast and effective way to find a great home that fits your budget.


Buying a Home on Your Time Frame

Each real estate transition consists of many steps, including searching for a home, writing an offer, negotiating with the seller, completing home inspections, finalizing your loan, closing the transaction, and much more. Our extensive knowledge and marketplace experience will help ensure that your transaction is completed on your timetable.


Ensuring Timely Smooth Transactions

Through every step of the home buying process, we ensure that you’re informed and feel comfortable with your purchase. We proactively anticipate challenges and provide you with solutions. Simply said, it's our responsibility to ensure that things happen on time and without surprises.

Our Comprehensive Home Buying Services

  • Identifying and clarifying your home buying needs.
  • Introducing you to a mortgage lender for pre-approval and to help set your budget.
  • Setting up a custom MLS search to find homes that meet your needs.
  • Showing you homes that match what you want and answering questions before writing an offer.
  • Running a Comparable Market Analysis to accurately assess the value of the home.
  • Writing an offer and negotiating effectively.
  • Providing copies of any neighborhood HOA documents as well as Conditions, Covenants and Restrictions.
  • Coordinating the home the inspection process and attending the inspection review with you.
  • Negotiating repairs with the sellers and confirming they are complete before closing.
  • Coordinating the closing process with your Lender and the Title Attorney.
  • Reviewing the Closing Disclosure with you before closing.
  • Walking-through your new home with you before closing.
  • Attending the closing with you and following up afterwards.
  • Serving as your one-stop resource for anything home related.
  • And much more.

Our promise to you: We will negotiate the best terms for your home and ensure that things happen on time and without surprises. We will be a responsive and trusted partner.

John T. Dziedzic, Loan Officer United Financial Group, LLC

Our Lending Partner

Whether you're interested in laying down your roots in a new home, refinancing your current home or renovating your space, I am here to help you find the loan options that fit your individual needs.

John T. Dziedzic, Loan Officer - NMLS: 61243

502.396.9234 (Direct)
502.379.4491 (Mobile)